Compare OVHC plans

Answer a few simple questions and we will narrow down the most suitable cover options for you.

Step 1

Tell us about your visa situation

Start with work rights and whether you need 8501 cover.

Step 2

Choose the option that best matches your situation.

Showing 59 plans
Allianz Care
Value Care
8501 not required🥇 Cheapest
Under 50 / 8501 not required
Excess$500
$53.00/month(Appx.)
Medical
Lowest Allianz visitor price
Under 50 only
8501 not required
More
Medibank
Starter Hospital and Medical
8501 not required
Visitor visas
Excess$750
$55.65/month(Appx.)
Medical
Low monthly price
Basic medical cover
Under 50 only
More
nib
Budget Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$500
$64.57/month(Appx.)
Hospital admission covered
Emergency ambulance included
No outpatient doctors
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Medibank
Base Hospital
8501 required
482 / 485 / other working visas
Excess$500
$72.30/month(Appx.)
Meets 8501 requirement
Lowest Medibank worker plan
Hospital-only cover
More
Allianz Care
Hospital Care Workers
8501 required
482 / 485 / other working visas
Excess$500
$72.50/month(Appx.)
Meets 8501 requirement
Lower monthly price
Hospital-focused cover
More
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Budget Visitor Cover
8501 required⭐ Best value
482 / 485 / working visitors / other temporary visas
Excess$0
$74.96/month(Appx.)
No excess
Emergency ambulance included
No outpatient doctors
More
Allianz Care
Hospital Care Workers
8501 required
482 / 485 / other working visas
Excess$0
$80.60/month(Appx.)
Meets 8501 requirement
Lowest Allianz worker tier
Hospital-focused cover
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Medibank
Base Hospital
8501 required
482 / 485 / other working visas
Excess$300
$91.65/month(Appx.)
Meets 8501 requirement
Lower excess option
Hospital-only cover
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Allianz Care
Everyday Care Workers
8501 required
482 / 485 / other working visas
Excess$500
$93.00/month(Appx.)
Medical
Meets 8501 requirement
Lower monthly price
Day-to-day medical cover
More
Allianz Care
Everyday Care Workers
8501 required
482 / 485 / other working visas
Excess$0
$112.80/month(Appx.)
Medical
Meets 8501 requirement
Day-to-day medical cover
Higher protection than Hospital Care
More
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Standard Visitor Cover
8501 required🔥 Recommended
482 / 485 / working visitors / other temporary visas
Excess$500
$115.60/month(Appx.)
MedicalExtras
GP at 100% MBS
Specialists at 85% MBS
PBS scripts included
More
Medibank
Standard Hospital and Medical
8501 required
482 / 485 / other working visas
Excess$750
$119.00/month(Appx.)
Medical
Meets 8501 requirement
Includes GP & outpatient
Highest excess option
More
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Budget Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$500
$129.13/month(Appx.)
Couple cover
Emergency ambulance included
No outpatient doctors
More
Allianz Care
Value Care
8501 not required
Under 50 / 8501 not required
Excess$500
$130.00/month(Appx.)
Medical
Budget-friendly
Under 50 only
8501 not required
More
Medibank
Standard Hospital and Medical
8501 required
482 / 485 / other working visas
Excess$500
$141.85/month(Appx.)
Medical
Meets 8501 requirement
Balanced cover
Hospital + medical
More
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Budget Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$0
$149.93/month(Appx.)
No excess
Couple cover
No outpatient doctors
More
Allianz Care
Classic Care Workers
8501 required
482 / 485 / other working visas
Excess$500
$150.50/month(Appx.)
Medical
Meets 8501 requirement
Lower monthly price
Higher-tier worker cover
More
Medibank
Standard Hospital and Medical
8501 required
482 / 485 / other working visas
Excess$250
$153.45/month(Appx.)
Medical
Meets 8501 requirement
Lower excess
Hospital + medical
More
Allianz Care
Hospital Care Workers
8501 required
482 / 485 / other working visas
Excess$500
$157.20/month(Appx.)
Meets 8501 requirement
Lower monthly price
Partner or children covered
More
Medibank
Standard Hospital and Medical
8501 required
482 / 485 / other working visas
Excess$0
$159.15/month(Appx.)
Medical
Meets 8501 requirement
No excess
Full medical access
More
Allianz Care
Hospital Care Workers
8501 required
482 / 485 / other working visas
Excess$0
$164.10/month(Appx.)
Meets 8501 requirement
Partner or children covered
Hospital-focused cover
More
Allianz Care
Hospital Care Visitors
8501 required
600 / 601 / 651 / bridging / other visitor visas
Excess$500
$180.00/month(Appx.)
Meets 8501 requirement
Visitor visa cover
Hospital-focused
More
Allianz Care
Value Care
8501 not required
Under 50 / 8501 not required
Excess$500
$180.00/month(Appx.)
Medical
Budget-friendly
Family option
8501 not required
More
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Budget Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$500
$187.56/month(Appx.)
Family cover
Emergency ambulance included
No outpatient doctors
More
Allianz Care
Classic Care Workers
8501 required
482 / 485 / other working visas
Excess$0
$197.70/month(Appx.)
Medical
Meets 8501 requirement
Higher-tier worker cover
Broader protection
More
Allianz Care
Hospital Care Workers
8501 required
482 / 485 / other working visas
Excess$500
$216.70/month(Appx.)
Meets 8501 requirement
Lower monthly price
Full family cover
More
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Budget Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$0
$217.83/month(Appx.)
No excess
Family cover
No outpatient doctors
More
Allianz Care
Premium Care Workers
8501 required
482 / 485 / other working visas
Excess$500
$222.30/month(Appx.)
MedicalExtras
Meets 8501 requirement
Lower monthly price
Top worker tier
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Allianz Care
Hospital Care Workers
8501 required
482 / 485 / other working visas
Excess$0
$240.60/month(Appx.)
Meets 8501 requirement
Full family cover
Hospital-focused cover
More
Medibank
Everyday Hospital and Medical
8501 not required
Visitor visas
Excess$500
$247.25/month(Appx.)
Medical
GP visits included
Day-to-day care
Not designed for 8501
More
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Standard Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$500
$254.31/month(Appx.)
MedicalExtras
Couple cover
GP at 100% MBS
PBS scripts included
More
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Advantage Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$500
$260.43/month(Appx.)
MedicalExtras
GP at 100% MBS
Specialists at 100% MBS
PBS scripts included
More
Allianz Care
Everyday Care Workers
8501 required
482 / 485 / other working visas
Excess$500
$281.50/month(Appx.)
Medical
Meets 8501 requirement
Lower monthly price
Partner or children covered
More
Allianz Care
Premium Care Workers
8501 required
482 / 485 / other working visas
Excess$0
$285.60/month(Appx.)
MedicalExtras
Meets 8501 requirement
Top worker tier
Best Allianz worker protection
More
Allianz Care
Everyday Care Workers
8501 required
482 / 485 / other working visas
Excess$0
$341.30/month(Appx.)
Medical
Meets 8501 requirement
Partner or children covered
Day-to-day medical cover
More
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Standard Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$500
$351.41/month(Appx.)
MedicalExtras
Family cover
GP at 100% MBS
PBS scripts included
More
Allianz Care
Everyday Care Workers
8501 required
482 / 485 / other working visas
Excess$500
$352.00/month(Appx.)
Medical
Meets 8501 requirement
Lower monthly price
Full family cover
More
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Advantage Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$0
$356.74/month(Appx.)
MedicalExtras
No excess
Specialists at 100% MBS
PBS scripts included
More
Medibank
Standard Hospital and Medical
8501 required
482 / 485 / other working visas
Excess$500
$394.50/month(Appx.)
Medical
Family cover
Hospital + medical
Good value
More
Allianz Care
Everyday Care Workers
8501 required
482 / 485 / other working visas
Excess$0
$426.80/month(Appx.)
Medical
Meets 8501 requirement
Full family cover
Day-to-day medical cover
More
Allianz Care
Hospital Care Visitors
8501 required
600 / 601 / 651 / bridging / other visitor visas
Excess$500
$433.40/month(Appx.)
Meets 8501 requirement
Partner or children covered
Visitor visa cover
More
Allianz Care
Classic Care Workers
8501 required
482 / 485 / other working visas
Excess$500
$455.60/month(Appx.)
Medical
Meets 8501 requirement
Lower monthly price
Partner or children covered
More
Allianz Care
Premium Care Workers
8501 required
482 / 485 / other working visas
Excess$500
$506.60/month(Appx.)
MedicalExtras
Meets 8501 requirement
Lower monthly price
Partner or children covered
More
Medibank
Everyday Hospital and Medical
8501 not required
Visitor visas
Excess$500
$530.90/month(Appx.)
Medical
Family cover
GP visits included
Not designed for 8501
More
Allianz Care
Classic Care Workers
8501 required
482 / 485 / other working visas
Excess$500
$569.70/month(Appx.)
Medical
Meets 8501 requirement
Lower monthly price
Full family cover
More
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Advantage Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$500
$585.90/month(Appx.)
MedicalExtras
Couple cover
Specialists at 100% MBS
PBS scripts included
More
Allianz Care
Classic Care Workers
8501 required
482 / 485 / other working visas
Excess$0
$598.30/month(Appx.)
Medical
Meets 8501 requirement
Partner or children covered
Higher-tier worker cover
More
Allianz Care
Hospital Care Visitors
8501 required
600 / 601 / 651 / bridging / other visitor visas
Excess$500
$606.40/month(Appx.)
Meets 8501 requirement
Full family cover
Visitor visa cover
More
Medibank
Premium Hospital, Medical and Extras
8501 required
482 / 485 / other working visas
Excess$500
$608.70/month(Appx.)
MedicalExtras
Meets 8501 requirement
Includes extras
Top-tier protection
More
Allianz Care
Premium Care Workers
8501 required
482 / 485 / other working visas
Excess$0
$650.70/month(Appx.)
MedicalExtras
Meets 8501 requirement
Partner or children covered
Top worker tier
More
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Advantage Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$0
$713.23/month(Appx.)
MedicalExtras
No excess
Couple cover
Specialists at 100% MBS
More
Allianz Care
Premium Care Workers
8501 required
482 / 485 / other working visas
Excess$500
$713.90/month(Appx.)
MedicalExtras
Meets 8501 requirement
Lower monthly price
Full family cover
More
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Advantage Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$500
$736.90/month(Appx.)
MedicalExtras
Family cover
Specialists at 100% MBS
PBS scripts included
More
Allianz Care
Classic Care Workers
8501 required
482 / 485 / other working visas
Excess$0
$747.80/month(Appx.)
Medical
Meets 8501 requirement
Full family cover
Higher-tier worker cover
More
Allianz Care
Classic Care Visitors
8501 required
600 / 601 / 651 / bridging / other visitor visas
Excess$500
$868.80/month(Appx.)
Medical
Meets 8501 requirement
Higher visitor tier
Broader protection
More
Allianz Care
Premium Care Workers
8501 required
482 / 485 / other working visas
Excess$0
$917.10/month(Appx.)
MedicalExtras
Meets 8501 requirement
Full family cover
Top worker tier
More
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Advantage Visitor Cover
8501 required
482 / 485 / working visitors / other temporary visas
Excess$0
$930.81/month(Appx.)
MedicalExtras
No excess
Family cover
Specialists at 100% MBS
More
Allianz Care
Classic Care Visitors
8501 required
600 / 601 / 651 / bridging / other visitor visas
Excess$500
$2,310.60/month(Appx.)
Medical
Meets 8501 requirement
Partner or children covered
Higher visitor tier
More
Allianz Care
Classic Care Visitors
8501 required
600 / 601 / 651 / bridging / other visitor visas
Excess$500
$3,019.20/month(Appx.)
Medical
Meets 8501 requirement
Full family cover
Higher visitor tier
More

Frequently asked questions

Have more questions?

We can help with plan comparisons and choosing a suitable OVHC option.

ovhc@realoz.com.au
Plan questionsQuote guidanceGeneral enquiries

We usually respond within 1 business day.